**We bring innovative payment to life. Now and in the future.** S-Payment is the payment competence center of the Sparkassen-Finanzgruppe. It is responsible for developing and marketing holistic, target-group-specific and **omni-channel payment solutions for private and corporate customers of the savings banks**- both for the **PoS and for e- and m-commerce**. **This includes, among other things, contactless payment with cards and the smartphone (app "Mobiles Bezahlen" for Android as well as Apple Pay** with the Sparkasse). \n S-Payment acts as a holistic partner to the savings banks. It advises the institutions nationwide on innovative products and identifies market trends. It also prepares reports and key figures for the savings banks on all cashless payment methods (Payment Cockpit). In addition, it establishes the payment solutions of the Sparkassen-Finanzgruppe in new markets (e.g.,**e-mobility, connected cars, digital PoS**) and develops value-added offers that provide savings bank customers with additional individual advantages when paying.

Zahlungsverkehrslösungen aller Art (E-Commerce, App-basierte Lösungen, Pos, Projektgeschäft, etc.)