Digital first. Customer focused.

coeo, a digital and customer-focused debt collection specialist, is the fastest growing technology-based debt collection company in Europe. Our consumer-centric and highly automated approach uses the latest technologies and methods.

As the Buy Now Pay Later (BNPL) debt collection market leader, we see ourselves spearheading a fresh approach to the European debt collection industry.

Founded in 2010, the coeo Group is now one of the most successful and largest debt collection fintechs in Europe. With locations in Germany, Austria, the Netherlands, Belgium, and Great Britain, we currently process c4.2 million collections accounts per year and employ over 500 people. We primarily work with significant businesses in insurance, energy supply, mobility, telecommunications, e-commerce and BNPL.

BNPL is not just one of our core sectors, but also a critical success factor. According to experts, BNPL’s share of European online retail will roughly double by 2024. We have always understood the relevance of this market and have continuously grown as a specialist in this field, developing our services along the way